Jim Kreminski

NMLS # 348261

541-526-7210

jkreminski@gemcorp.com

Jim Kreminski Direct Lender, Branch Manager & Advisor

Blog

Can I Buy a Home with Cryptocurrency?

Can I Buy a Home with Cryptocurrency?

As of March 2022, the cryptocurrency world was worth more than $1.7 trillion and at least 16% of Americans had participated in some form. With new digital currencies popping up all the time, crypto investors may be wondering if they can use their cryptocu

Jun 16, 2022 | Purchasing a Home

Combat Rising Inflation on Your Debt with a Refinance Loan

Combat Rising Inflation on Your Debt with a Refinance Loan

Over the last year, inflation has been rising at a historic rate, with prices jumping on everything from gas to groceries to building supplies. Credit card rates have also climbed since the beginning of the pandemic as has total credit card debt, as many

Jun 14, 2022 | Refinancing a Home

Understanding VA Mortgage Loan Fees

Understanding VA Mortgage Loan Fees

If you qualify for a VA mortgage loan, sponsored by the Department of Veteran Affairs, you will get an excellent deal on rates and terms. For example, VA loans can require as little as no down payment, do not have a specific credit score minimum, and have

Jun 09, 2022 | VA Loans

Programs and Grants to Help First-Time Home Buyers

Programs and Grants to Help First-Time Home Buyers

In today’s hot housing market of rising home prices and limited inventory, it may seem impossible to break in as a first-time buyer. It can be overwhelming trying to save up a giant down payment and other mortgage costs on your own as interest rates and p

Jun 07, 2022 | Purchasing a Home

7 Essential Home Buying Questions

7 Essential Home Buying Questions

If you’re looking to buy a house this year, it's important to know the status of the housing market as well as the common decisions you need to make. Here’s what you need to ask yourself before buying a house in 2022. 1. Is it a Good Time to Buy? The U.S.

May 31, 2022 | Purchasing a Home

How to Avoid 3 Common Mortgage Scams

How to Avoid 3 Common Mortgage Scams

There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are always coming up with schemes to con you out of your hard-earned

May 24, 2022 | Credit