We have simply been putting homeowners first since 1987.  Because we are a direct mortgage lender, that has earned the trust of over 30 nationwide banks and investors we can choose the right home loan for you AND we control the process from the beginning to end. 

Using a large investment pool to pick and choose from enables us to offer the best mortgage rates and loan programs that are in the best interest of the borrower. 

OUR EXPERTISE MEETING YOUR NEEDS!

We are a diversified lender because our clients have different mortgage needs. We offer:

CONVENTIONAL HOME LOANS

FHA, VA AND USDA 

JUMBO LOANS

DOWN PAYMENT ASSISTANCE PROGRAMS

FIRST TIME BUYER PROGRAMS

REVERSE MORTGAGES

SECOND HOME FINANCING

MANUFACTURED HOMES 

INVESTMENT PROPERTIES

"When you are considering something as important as a home loan, you need a professional who gives you an edge on the market. Working side-by-side with you, we can help you select the loan that best meets your personal and financial situation. My team and I will stay by your side until the loan is closed."

The Goal has always been to assist my Clients as their "Partner for Success, which has helped me become their Lender for Life": --Jim Kreminski, Branch Manager

History- 

•    An affiliated of Golden Empire Mortgage, one of the most respected Mortgage Companies in the business since 1987. Licensed in Oregon for over 30 years. The NWMA branch was established in 2007.

•    Jim Kreminski, Branch Manager- has been in the mortgage banking industry since 1990. His experience includes 17 years at JP Morgan Chase, managing a mortgage center in San Diego and managing NWMA in Redmond since 2011
•    Mandi DeVicente, Loan Orginator, has over 20 years in the banking industry and 10 years as a licensed mortgage loan origniator.  
•    5 star rating for Google, Yelp, Zillow and Myexperience
•    On the top 100 Mortgage Company for the USA list since 2000.